Physician financing

Capital for your medical practice expansion — SuperDoc Practice Capital

We connect US physicians and surgeons with lenders specializing in private practice startups, medical equipment upgrades, and clinic buyouts.

Call a funding specialist

Soft credit inquiries only. Checking rates does not impact your score.

The medical lending index
  • EBITDA
  • Debt Service Coverage
  • Bridge Financing
  • Clinical Utilization
  • SBA 7a
  • Equipment Leasing
  • Practice Valuation
  • Working Capital
  • $50K–$5M Funding range
  • 24–48 hours Typical pre-approval time
  • 1 soft pull Credit impact
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit request
Share your financing needs and practice details through our secure form.
2
Us
Provider matching
Our team routes your file to lenders experienced in medical practice underwriting.
3
Lender
Review terms
Receive and compare specific term sheets from vetted medical finance partners.
4
Lender
Secure funding
Complete final verification and receive funds directly to your practice account.

Medical niche expertise

  • Lenders understand clinical cash flow and insurance billing cycles.
  • We focus solely on physician and surgical practice funding requirements.

No upfront cost

  • Our platform is entirely free for borrowers at every stage of inquiry.
  • We are compensated by our lender partners, not by your practice.

Data security focus

  • Your financial data is encrypted and shared only with verified lenders.
  • We maintain strict privacy standards compliant with industry regulations.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

Lack of collateral

Traditional banks often require tangible assets they can easily liquidate.

We match you with lenders who value your clinical revenue and practice cash flow.
02

Non-traditional specialty

Generalist lenders often fail to understand specific high-cost medical tools.

Specialist lenders recognize the ROI of modern diagnostic and surgical equipment.
03

Rapid expansion speed

Standard underwriting can delay growth for practices scaling too quickly.

Bridge financing options provide liquidity while your permanent funding is finalized.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative Southeast · Equipment Financing
$250K–$400K

General Surgeon

Purchase of a new robotic surgical unit for private outpatient facility

Illustrative Northeast · Acquisition Loan
$1.2M–$1.5M

Dental Group

Acquisition of an existing established dental practice and real estate

Illustrative Midwest · Startup Capital
$75K–$100K

Family Practitioner

Renovation and new EMR system implementation for startup clinic

Illustrative West Coast · Working Capital
$200K–$300K

Dermatology Clinic

Inventory and leasehold improvements for second location expansion

How we label illustrative scenarios →

Beyond capital

Medical administrative resources

Running a practice involves more than just funding. Explore our partner guide for compliant billing software, practice management tools, and HR compliance checklists tailored for physicians.

Questions we get asked

Frequently asked.

Most specialized lenders look for a DSCR of 1.25 or higher. They calculate this by comparing your practice's annual net operating income against your total annual debt payments, including the new financing request.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.